Let’s press rewind on our March 6th Market Volatility webinar and listen in on the Q&A session. We answer the following retirement questions: Jean asks: When the markets drops, should I reduce the amount of money I use from my accounts proportionally? Doug asks: Where can I invest my money to keep a steady flow of income, considering the volatility of the markets presently and future economic downturns? Rob asks: I just retired at age 60 last September 2017. I have a long way to go in retirement (God willing) but I am worried about sequence of return risk,...Read More
Author: Benjamin Brandt
Register for our March 6th Market Volatility Webinar. Market volatility is on the minds of many investors in 2018. After years of seemingly endless portfolio gains, retirement savers received a punch in the nose from volatility and left many wondering where we go from here. Taylor Schulte is a Certified Financial Planner and President of Define Financial, a San Diego fee-only financial advisor. In this episode, Taylor and I discuss: How to prepare for the next market misbehavior. Is now the right time to reevaluate your risk tolerance in light of recent market condition? Where should retirement investors take risks?...Read More
Warren Buffett is a legendary investor, a business tycoon, and a hero for many who work in the financial services industry like I do. He’s a man with principles – a man of wisdom. He’s also one of the richest men in the world. But despite his riches, Buffett still lives in the same modest home he has occupied for decades. He still lives fairly frugally, never insisting on having the biggest or the best of every contraption known to man. And like many Americans, Buffet also has no plans to retire. According to CNBC, not planning to retire...Read More
Are you going to have a ‘Revolutionary Retirement’? If you aren’t sure, today’s guest will help you figure that out. Matt Jackson is a Colorado-based financial advisor with a decade of experience guiding clients on their retirement journey. In today’s episode, we discuss Matt’s new book: ‘Revolutionary Retirement’ Listen in as Matt and I discuss: What motivated Matt to dedicate over 61,000 words to the topic of retirement? What is the number one end of life regret for retirees? Why do nearly 40% of retirees face clinical depression? Why has the divorce rate doubled for Baby Boomers? Be sure...Read More
Jeff Williams joins me to talk about starting your own business or becoming a part-time consultant after the age of 50.
How would I know if my industry is right for consulting?
How do I know I have what it takes to be a business owner?
How do I know my worth as a consultant?
Tax Reform! Can you imagine anything more exciting? Ok, maybe not the most titillating subject in the world, but it could impact your retirement, so we need to talk about it! We’re covering how Tax Reform will: Reduce the number of taxpayers who itemize from roughly 30% to fewer than 10%. Double the Standard Deduction to $12,000 for individuals and $24,000 for married couples Cap deductions for state and local taxes (SALT) Eliminate most miscellaneous itemized deductions (Including financial advisory fees!) Change the deductability of medical expenses Elimination of Roth IRA recharacterizations Change 529 College Savings Plans Change the deductability...Read More
Men Die Married, Women Die Single… Our guest today is Kate Stalter. Kate is the founder and President of Better Financial Decisions. Her firm helps clients navigate retirement concerns, such as claiming Social Security benefits, making assets last for three or four decades, managing tax consequences of withdrawals and understanding estate-planning challenges. Better Financial Decisions. Kate also writes for Forbes and US News. Listen in as we discuss: Acknowledging that most women will outlive their spouses, how can women get more involved with their family’s retirement plan? Can working with a financial advisor help facilitate communication between spouses? How...Read More
Sign up for the Webinar! 2018 Changes for Social Security and Medicare Social Security Changes include: Social Security recipients will receive a 2% increase in 2018, which amounts to approximately $27 per Social Security recipient. We won’t know until later this year, but this increase could be offset by rising Medicare Premiums. This increase may or may not effect Medicare Part B premiums In 2018, beneficiaries under full retirement age that are both working and collecting Social Security for the entire year would lose $1 in benefits for every $2 earned over $17,040 in 2018 compared to $16,920 in...Read More
Ask Ben a question Register for upcoming webinar Introducing our newest segment: Asked & Answered Listen in to our very first Asked & Answered episode as we answer the following retirement questions: Fritz’s question: Annual costs for higher income individual for pre-65 retiree health care costs? Inflation rate for these costs? Fritz is looking at $24,000 year. Check out Fritz’s retirement journey here. <- Must read!! Do Social Security estimates account for future inflation? If I receive an estimate this year from Social Security that I will receive $20,000 annually when I am 65 years old and I am...Read More
Click here to register for our upcoming webinar! Reverse Mortgages: The Forgotten Retirement Planning Asset – An Interview with Dirk Cotton Dirk Cotton is a retired executive of a Fortune 500 technology company. Since retiring in 2005, he has researched and published papers on retirement finance, spoken at retirement industry conferences and events, and regularly posted on retirement finance issues at his blog, The Retirement Cafe. Listen in as we discuss: What is a reverse mortgage and why do we hear so much about them? Americans have 77% of their total wealth tied up in home equity. Can reverse mortgages...Read More
Warren Buffett is Never Going to Retire. Should You?Feb 15, 2018