Have you considered working part-time in retirement? A growing number of older adults are choosing to continue work even after reaching retirement age. While some continue work due to financial necessity, many choose work that offers fulfillment and enjoyment.

In the retirement headlines segment of this episode of Retirement Starts Today, we’ll explore the meaning and nature of work and what that could mean for your retirement.

Make sure to stick around for the listener questions segment where we consider the pros and cons of keeping a stable value fund in a 401K while rolling over the rest of the 401K into a Roth. This is an interesting question to explore since the pros and cons have changed recently and what once were pros are now cons. Listen in to hear why.

Have you considered working part-time in retirement? Click To Tweet

Outline of This Episode

  • [1:22] Many older adults are choosing to work in retirement
  • [5:16] What could this mean for younger people?
  • [8:41] The pros and cons of rolling a portion of a 401K into an IRA

Why some retirees are choosing to work

Semi-retirement offers more flexibility than traditional work. Working a flexible schedule or part-time also offers a way to explore niche passions or new areas of interest.

Many choose to scale back their hours, take temporary retirements, or step away from their careers to reevaluate other career aspirations. Semi-retirees often seek roles that offer a sense of purpose, opportunities for learning, and, above all, flexibility. The ability to choose work based on desire rather than necessity provides a sense of autonomy and personal fulfillment.

Semi-retirees typically seek jobs that are less demanding than their previous careers. Many opt for seasonal or part-time schedules that allow for ample vacation time, and personal pursuits, or provide additional perks.

While flexible employment opportunities have historically been limited, the current tight labor market and remote working trend, offer flexible options for many semi-retirees.

Semi-retirees typically seek jobs that are less demanding than their previous careers. Click To Tweet

What this could mean for the future of work

Semi-retirement serves as a model for the future of work as younger generations face the prospect of working longer. Younger Americans navigating the changing landscape of work are beginning to consider work they genuinely enjoy.

Workers are learning to identify what they find fulfilling and meaningful in a job and to strive for a career that offers flexibility, purpose, and the potential for reinvention.

People are beginning to explore opportunities for a more fulfilling and balanced work-life experience. In 2022, 50 million people chose to quit their jobs in search of more fulfilling and less demanding work. Semi-retirement offers a vision of work that is flexible, meaningful, and open to reinvention.

People are beginning to explore opportunities for a more fulfilling and balanced work-life experience. Click To Tweet

Semi-retirement is the best of both worlds

Working in retirement is a way to have your cake and eat it too. While pursuing fulfillment and meaning, you can also earn an income, preserve your nest egg, have help with health insurance at the same time as you travel, spend time with family, and make time for new hobbies.

Choosing semi-retirement means that work is no longer an endpoint, but rather a new opportunity for fulfilling life experiences in the workforce. Would you consider working in retirement? Consider what kind of work calls you to begin exploring your options.

Resources & People Mentioned

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